After the untimely death of her husband, shy Joan (a part-time cleaner) has to make money fast to keep from losing her home. She asks Fred, her sleazy boss, if she can work more hours - but instead, he takes on sexy air-head, Sharon and fires Joan. Now, she's forced to resort to extreme measures to avoid her home being repossessed. Aided by Sharon, and her two friends/former work-mates (65 year-old eccentric Enid, and desperate Mavis), Joan becomes the Madame of a do-it-yourself co-operative brothel... A brothel with no sex!

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